If you are a homeowner looking for more financial flexibility, BHCU has the solution for you. We offer competitive home equity loan rates with flexible repayment options that allow you to tap into the capital you’ve built with your home.
Accessing a Home Equity Loan with BHCU
Home equity refers to the portion of your property that you own, rather than the bank. BHCU can help you leverage that value to access additional funds. An equity loan allows you to borrow against your home’s capital, providing you with the funds you need while still enjoying the comforts of your home.
Versatile Loan OptionsÂ
BHCU offers various home equity loan options to suit your specific needs. Whether you are looking for a lump sum for a large expense or need a line of credit for ongoing access to funds, BHCU provides fixed-rate home equity loans and Home Equity Lines of Credit (HELOCs).Â
Competitive Home Equity Loan RatesÂ
At BHCU, we understand the importance of competitive rates when it comes to borrowing against your home’s equity. We offer attractive, competitive loan rates, ensuring you can access the funds you need at a rate that fits your budget.
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BHCU’s Home Equity Loan Process
Assess Your NeedsÂ
Before applying for an equity loan, our team of experienced loan officers will help you evaluate your financial requirements. Determine the amount you need, the purpose of the loan, and how it fits into your overall financial goals.
Research Home Equity Loan RatesÂ
BHCU’s competitive equity loan rates give you the advantage of affordable borrowing. Take the time to explore the rates we offer, compare them with other lenders, and choose the option that best suits your needs.
Apply for a Home Equity LoanÂ
At BHCU, we’ve simplified the credit union home equity loan application process. Whether you would prefer to visit one of our branches, apply online, or discuss your options over the phone, we offer multiple options, ensuring convenience for all our members.
HELOCs and Flexibility
If you opt for a Home Equity Line of Credit (HELOC), BHCU provides competitive HELOC rates and the flexibility to borrow and repay funds as needed. With a HELOC, you can access funds whenever you need them, making it an ideal choice for ongoing expenses or home improvement projects.Â
HMDA Information
Additional Loan Options from BHCU
Mortgage LoansÂ
BHCU offers mortgage loans for home purchases or refinancing existing mortgages. With favorable rates and personalized service, we can guide you through the mortgage loan process, helping you find the right financing option for your home.
Personal LoansÂ
In addition to our home equity and mortgage loans, we also provide personal loans to meet various financial needs. Whether you’re planning a vacation, consolidating debt, or covering unexpected expenses, our loans offer competitive rates and flexible terms.
BHCU empowers homeowners in Delaware County, PA, with their home equity loans, offering competitive rates and flexible terms. By tapping into your home’s equity, you can get access to funds for various purposes while enjoying all the benefits of our favorable rates and flexible repayment options. At BHCU, we go beyond home equity loans to cater to the diverse financial needs of our members. When you choose BHCU, you can trust in our commitment to personalized service and financial well-being. To learn more about our services, contact us online or at any of our locations.
