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SAVINGS ACCOUNT DETAILS
-Interest is compounded daily and credited monthly
|-No fixed term
-No fees, no minimum balance requirement = no problems
-No monthly deposit required
-Interest rate may rise
-24/7 account access
-Insured up to $500,000
- Each member can have multiple Student iSAVE accounts
|-Multiple monthly withdrawals will result in a lower interest rate
-Interest rate may fall
|-New money only³
-When member turns 24 it will automatically roll into an iSAVE Savings account
-Consumer accounts only
-A Student iSAVE account does not replace a Regular Share account
|-Deposits can be made at any time but cannot exceed $1,000 monthly
|-Regular Share rate will be applied for any month in which more than one (1) withdrawal occurs
|-Must be a school student (ages 5-23)
All the fine print
¹APY is Annual Percentage Yield and is subject to change. APY is effective as of March 1, 2024 for accounts that do not exceed one (1) withdrawal in the month and meet the account conditions. ²If any of the account conditions are not met for the month, the APY for the month is adjusted to BHCU’s Regular Share APY, currently 0.10%. Failure to comply with the account conditions may result in account closure. ³New money is money not currently on deposit at BHCU. Federally Insured by NCUA.