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Savings Account Details

Interest Rate-0.45% APY¹
-Interest is compounded daily and credited monthly
Benefits-No fixed term
-No fees, no minimum balance requirement = no problems
-No monthly deposit required
-Interest rate may rise
-24/7 account access
-Insured up to $500,000
Risks-Multiple monthly withdrawals will result in a lower interest rate
-Interest rate may fall
Account conditions²-New money only³
-When member turns 23 it will automatically roll into an iSAVE Savings account
-Consumer accounts only
-A Student iSAVE account does not replace a Regular Share account
Deposits-Deposits can be made at any time but cannot exceed $1,000 monthly
Withdrawals-Regular Share rate will be applied for any month in which more than one (1) withdrawal occurs
Eligibility-Must be an enrolled college student age 18-22

All the fine print

¹APY is Annual Percentage Yield and is subject to change. APY is effective as of 6/1/2021 for accounts that do not exceed one (1) withdrawal in the month and meet the account conditions. ²If any of the account conditions are not met for the month, the APY for the month is adjusted to BHCU’s Regular Share APY, currently 0.10%. Failure to comply with the account conditions may result in account closure. ³New money is money not currently on deposit at BHCU. Federally Insured by NCUA.