Apply For a Loan Online

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BHCU is a local credit union, serving Ridley Park and the surrounding area. The difference between a credit union compared to a traditional financial institution is that a credit union is a nonprofit organization that is owned and operated by its members, and able to tailor their services to benefit its customers. Credit unions are much smaller institutions, but offer all of the same services, usually at much better rates. BHCU’s banking services are designed to meet all the needs of its members, offering competitive loan rates and terms, checking and savings accounts, identity theft protection, ATM and debit cards, youth iSAVE accounts, financial planning, and insurance. They also offer fully online and mobile banking services.

What Is an Online Loan?

We live in a world, where nearly everything you could ever need is right in the palm of your hand. You can video chat with a friend in a different country, order dinner, and buy a new pair of shoes all without leaving your couch. Why should banking be any different? An online loan is an easy loan application that you complete over the internet. With no need to visit a physical branch, it can be completed from anywhere and is typically a more streamlined process. BHCU offers no application fees for online personal loans, saving you time and money. When you apply for a loan online, besides a very easy loan application process, it is also much faster. Approval times and funding speeds are typically quicker for online loans, not to mention that online banking is available to you 24 hours a day, seven days a week. The only downside to applying for an online loan is that you have to submit your personal information online, which makes some people uneasy. Borrowers do open themselves to the risk of scammers if they are not careful about the sources they are using for their online loan applications.

Other Online Banking Services

No matter where in the world you are, BHCU’s Online and Mobile Banking App gives you 24-hour access to your accounts right in the palm of your hand. Our app is safe and secure and allows you the freedom and convenience to quickly perform any task you need. Use our Mobile Banking App to:

Check account balances
Transfer funds between BHCU accounts
Member to Member Transfers
External Account Transfers
Apply for a Loan
Open a new deposit account
Pay bills
See when checks or payments have cleared
Review activity for all your BHCU accounts

In addition to these in-app capabilities, you can also connect your checking or savings account to Apple Pay or Samsung Pay, giving you the ability to make secure payments using your phone. You receive a virtual account number so that your credit card number is not stored and merchants do not have access to your bank account, giving you an extra layer of security.