Take the worry out of retirement by starting to save for it today. An Individual Retirement Account (IRA) is a Money Market or Term Certificate account with government-established rules that help you save for retirement.
A major benefit to an IRA is that it allows your money to grow tax deferred and sometimes tax free! This means that the funds that would have been paid as taxes can continue to accumulate in your account instead.
| IRA | Classic | Premier | ||
|---|---|---|---|---|
| Most Recent Quarter Dividend (adjusted quarterly at the end of the quarter) | Dividend | APY¹ | Dividend | APY¹ |
| $100.00 to $99,999.99 | 0.300% | 0.300% | 0.399% | 0.400% |
| $100,000.00 to $499,999.99 | 0.350% | 0.350% | 0.549% | 0.550% |
| $500,000.00 and above | 0.449% | 0.450% | 0.599% | 0.600% |
Contact a member service representative for further information about applicable fees and terms. For variable rate accounts, the rate may change after the account is opened. A.P.Y. is Annual Percentage Yield effective September 1, 2022 and is subject to change.
