Credit Cards

With low interest rates and great perks, BHCU offers the only Visa credit card you’ll ever need. Cut down on finance charges and high interest rates by consolidating your credit card balances onto this simple, fair, money saving card.

*To report a lost or stolen Visa call 1-855-805-6228

*For Customer Service or to Make A Payment call 1-855-805-6228

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Apply for your BHCU Visa Classic Credit Card today

BHCU Visa Classic Credit Card

  • A low interest rate of 15.00% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $500 to $20,000
  • Plus the same benefits as our Visa Platinum card

Apply for your BHCU Secure Classic Credit Card today

BHCU Secure Classic Credit Card

Need help establishing credit or improving your current credit status? We offer a BHCU Secure Classic Card that will do the trick.

  • Secured against your BHCU savings account
  • A low interest rate of 15.00% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $300 to $9,999 credit limit
  • Plus the same benefits as our Visa Platinum card

Apply for your BHCU Visa Platinum Credit Card today

BHCU Visa Platinum Credit Card

  • A low interest rate of 13.99% APR* for purchases (Prime rate plus 5.49%)
  • Credit limits from $500 to $35,000
  • Earn 1 CURewards point for each dollar spent
  • No annual fee
  • No transaction fee for purchases
  • No minimum finance charge
  • Accepted at over 10 million locations worldwide

BHCU Is a Credit Union Focused on You

Established in 1952, BHCU has been a trusted institution in banking and credit union credit cards for nearly 70 years. Over these years we have worked to serve the Delaware County, PA community and help make dreams become a reality for our local residents. BHCU is here to offer low-interest rate credit cards to the community we love. As an elite credit union, BHCU credit cards provide unique offerings and perks that keep our members satisfied.

How Can a Balance Transfer Card Help Me?

Do you find yourself in a constant spiral of paying high-interest credit card bills? This is a situation many people in Delaware County find themselves in. BHCU has an answer with the Credit Card. Consider applying for our credit card to consolidate your debt. Moving your high-interest debt to a balance transfer card like the BHCU Credit Card with a low-interest rate can empower you to take a stand and decrease your debt.

Increased Accessibility for Our Members

At BHCU, our goal is to make things as simple as possible for our Members. Our online banking program is taking our credit union into the increasingly digital world. Access Point™ allows members to handle most of their banking from the comfort of their homes. View transactions, check balances, make a payment, review statements, and check rewards all from your mobile phone! This service is available 24/7. Not only do you have the ability to manage your account and credit card online, but you can also apply. Apply online for your BHCU  credit card today! A balance transfer card designed for smart debt consolidation and saving money.

¹APR is Annual Percentage Rate. APR is variable and will vary with the market based on the Prime Rate. Rates effective as of March 1, 2024. For Platinum VISA, the APR is based on Prime Rate and a margin of 13.99%. For Classic and Classic Secured VISA, the APR is based on Prime Rate and a margin of 15.00%. APR and credit card approval depend on creditworthiness and other qualifications. Applications are typically reviewed for approval within 1 to 2 business days. NMLS #729629

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