Credit Cards

With low interest rates and great perks, BHCU offers the only Visa credit card you’ll ever need. Cut down on finance charges and high interest rates by consolidating your credit card balances onto this simple, fair, money saving card.


24/7 Account Access With

View Transactions | Check Balances | Make a Payment | Review Statements | Check Rewards

*To report a lost or stolen Visa call 1-800-449-7728

*For Customer Service or to Make A Payment call 1-855-805-6228

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BHCU Visa Classic Card

  • A low interest rate of 14.24% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $500 to $20,000
  • Plus the same benefits as our Visa Platinum card

BHCU Secure Classic Card

Need help establishing credit or improving your current credit status? We offer a BHCU Secure Classic Card that will do the trick.

  • Secured against your BHCU savings account
  • A low interest rate of 14.24% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $300 to $9,999 credit limit
  • Plus the same benefits as our Visa Platinum card

BHCU Visa Platinum Card

  • A low interest rate of 10.24% APR* for purchases (Prime rate plus 5.49%)
  • Credit limits from $500 to $35,000
  • No annual fee
  • No transaction fee for purchases
  • No minimum finance charge
  • 24/7 account access with Access Point™
  • Travel accident insurance
  • Auto rental insurance
  • Accepted at over 10 million locations worldwide

¹APR is Annual Percentage Rate.  APR is variable and will vary with the market based on the Prime Rate.  For Platinum VISA, the APR is based on Prime Rate and a margin of 5.49%.  For Classic and Classic Secured VISA, the APR is based on Prime Rate and a margin of 9.49%.  APR and credit card approval depend on creditworthiness and other qualifications. Applications are typically reviewed for approval within 1 to 2 business days. NMLS #729629

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