Credit Cards

With low interest rates and great perks, BHCU offers the only Visa credit card you’ll ever need. Cut down on finance charges and high interest rates by consolidating your credit card balances onto this simple, fair, money saving card.

24/7 Account Access With

Access Point

View Transactions | Check Balances | Make a Payment | Review Statements | Check Rewards

*To report a lost or stolen Visa call 1-800-449-7728

*For Customer Service or to Make A Payment call 1-855-805-6228

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Not yet a member?

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The BHCU iSAVE Credit Card

Introducing Delco’s credit card, the iSAVE credit card from BHCU! A balance transfer card for smart debt consolidation and cash back incentives that encourages savings. So what is a balance transfer card? This card is designed to help you pay down existing balances you have on other cards. You transfer credit card debt to a card that is lower than the APR of an average credit card (16%). Allowing you to pay down the debt and not accrue interest in that time.

The BHCU iSAVE Credit Card Has Many Incentives

BHCU’s iSAVE Credit Card has a number of incentives that make it worth your while!. The iSAVE credit card has 1% cash back incentives monthly. A very low APR of just 7.74% allows you to pay down your debt without paying the usual credit card APR (16%-20%). Finally, the iSAVE credit card has no annual fees and no balance transfer fees ever. If you live in Delaware County PA, this is the credit card for you.

BHCU Is a Credit Union Focused on You

Established in 1952, BHCU has been a trusted institution in banking and credit union credit cards for nearly 70 years. Over these years we have worked to serve the Delaware County, PA community and help make dreams become a reality for our local residents. BHCU is here to offer low-interest rate credit cards to the community we love. As an elite credit union, BHCU credit cards provide unique offerings and perks that keep our members satisfied.

How Can a Balance Transfer Card Help Me?

Do you find yourself in a constant spiral of paying high-interest credit card bills? This is a situation many people in Delaware County find themselves in. BHCU has an answer with the iSAVE Credit Card. Consider applying for our iSAVE credit card to consolidate your debt. Moving your high-interest debt to a balance transfer card like the BHCU iSAVE Credit Card with a low-interest rate can empower you to take a stand and decrease your debt.

Increased Accessibility for Our Members

At BHCU, our goal is to make things as simple as possible for our Members. Our online banking program is taking our credit union into the increasingly digital world. Access Point™ allows members to handle most of their banking from the comfort of their homes. View transactions, check balances, make a payment, review statements, and check rewards all from your mobile phone! This service is available 24/7. Not only do you have the ability to manage your account and credit card online, but you can also apply. Apply online for your BHCU iSAVE credit card today! A balance transfer card designed for smart debt consolidation and saving money.



BHCU Visa Classic Card

  • A low interest rate of 12.74% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $500 to $20,000
  • Plus the same benefits as our Visa Platinum card

BHCU Secure Classic Card

Need help establishing credit or improving your current credit status? We offer a BHCU Secure Classic Card that will do the trick.

  • Secured against your BHCU savings account
  • A low interest rate of 12.74% APR* for purchases (Prime rate plus 9.49%)
  • Credit limits from $300 to $9,999 credit limit
  • Plus the same benefits as our Visa Platinum card

BHCU Visa Platinum Card

  • A low interest rate of 8.74% APR* for purchases (Prime rate plus 5.49%)
  • Credit limits from $500 to $35,000
  • No annual fee
  • No transaction fee for purchases
  • No minimum finance charge
  • 24/7 account access with Access Point™
  • Travel accident insurance
  • Auto rental insurance
  • Accepted at over 10 million locations worldwide

¹APR is Annual Percentage Rate.  APR is variable and will vary with the market based on the Prime Rate.  For Platinum VISA, the APR is based on Prime Rate and a margin of 5.49%.  For Classic and Classic Secured VISA, the APR is based on Prime Rate and a margin of 9.49%.  APR and credit card approval depend on creditworthiness and other qualifications. Applications are typically reviewed for approval within 1 to 2 business days. NMLS #729629