Personal Loans

Sometimes you just need a little extra cash, whether it be for an emergency, a vacation, or to consolidate bills. BHCU’s line of personal loans is just the solution.


Promotional Rates now as low as 4.99% APR*

01-36 months as low as 4.99% APR

37-60 months as low as 5.99% APR

61-84 months as low as 6.99% APR

Personal Line of Credit as low as 8.99% APR

*APR is Annual Percentage Rate effective March 16, 2020 for new consolidation loans only and is subject to change at any time. Cost per $1,000 borrowed would be $15.09 at 6.99% APR based on 84 monthly payments.  

Our BHCU Personal Loan features:

  • Loans of up to $35,000
  • Transfer high-interest debt (credit cards, store cards, or other loans)
  • Pay down debt faster with a low, fixed interest rate
  • Flexible repayment terms
  • No application or origination fees
  • No pre-payment penalties
  • No collateral required

Our BHCU Personal Line of Credit offers:

  • Loans of up to $35,000
  • Low fixed monthly payments
  • Added convenience. Access your Line of Credit funds up to your available limit anytime using Online Banking, an ATM, checks or by coming into the BHCU branch office.
  • No collateral required
  • Apply once and you never need to again if you remain in good standing

Our BHCU Share Secured Loan features:

  • This loan is secured to the funds you have in your BHCU Savings account, which means you’re guaranteed approval.
  • Interest rate is 2.50% over secured account’s current dividend rate.
  • We place a hold on the funds in your savings account in the amount of your loan, but they continue to earn dividends.
  • As you pay back your loan your share  balance is released so that you can use them as needed.

NMLS #729629

To learn more about applying for a Personal Loan or Line of Credit, please contact the Loan Department at BHCU.
Contact Melanie at 610-595-2929 x 308 | [email protected]