Auto Loans

BHCU provides a full suite of auto loans for all your transportation needs and hobbies. Our fast and easy loan pre-approval process ensures that when you find the perfect car, you have the financing you need.

Click Here for Auto Loan Rates

We offer great rates on new and used vehicles loans from $2,500 to $60,000.

Looking to refinance your auto loan?

We do that too.


Avoid the hassle of purchasing your next car by using our online Preferred Dealership Program.

It’s easy:

  • Find your vehicle at one of our Preferred Dealerships
  • Apply for pre-approval online
  • Receive email pre-approval notification
  • Print out your pre-approval certificate and take it to the Preferred Dealership to purchase your selected vehicle
  • Drive away happy


What’s the perfect Auto Loan for you? Check out our handy Auto Loan calculators:

  • How much can I afford for a vehicle?
  • Which is the best Auto Loan for me?
  • How much will my monthly payments be?
  • Should I take the rebate or special financing?

*Pre-approval certificate amount granted based on members’ creditworthiness and credit union underwriting guidelines. Additional information may be required. Certificates must be used at participating Preferred Car Dealerships and are not valid after their expiration date. Pre-approval certificate has no cash value. Certain conditions and restrictions may apply.

Boats, Recreational Vehicles, and Mobile Homes

See our rate table for a full list of current rates and terms

Looking to get outside and have some fun? We can help you make that happen with great rates on Recreational Auto Loans from $2,500 to $60,000.

Boat or Recreational Vehicle*APRTermFinance amount
NewAs low as 6.34%-7.24%01-72 Months$2,500.00 minimum - $60,000.00 maximum. Up to 110% of MSRP retail value, which includes taxes & tags, etc.
UsedAs low as 7.34%-8.24%01-72 Months$2,500.00 minimum – $60,000.00 maximum. Up to 110% of NADA retail value on vehicles up to 5 years old (2013-2009), and 80% financing on vehicles more than 5 years old (2008-2004), which includes any add-ons, such as taxes and tags, etc.

New Auto/Truck/Motorcycle Loans

84 Monthly Payments of $13.66 per $1,000.00 borrowed @ 3.99% APR

Used Auto/Truck/Motorcycle Loans

72 Monthly Payments of $15.19 per $1,000.00 borrowed @ 2.99% APR

*APR is Annual Percentage Rate, effective February 16, 2018 and is subject to change.

Routing Number: 231385701


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Your Delaware County Credit Union

501 Industrial Highway Ridley Park, PA 19078    |     1810 Wilmington Pike, Ste 15 Glen Mills, PA 19342

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