Deposit Rates

Rates effective April 1, 2019

BHCU offers a variety of savings products at competitive rates.  All deposits are insured up to $250,000.00 by the National Credit Union Association (NCUA) and $250,000.00 by Excess Share Insurance (ESI), for a total of $500,000.00.

iSAVE/Youth iSAVE accounts

 DividendAPY*
iSAVE Savings (w/ iSAVE Free Checking)1.538%1.550%¹
iSAVE Savings1.242%1.250%¹
Youth iSAVE Savings
1.242%
1.250%¹
iSAVE Money Market (w/ iSAVE Free Checking) 2.716%2.750%¹

 

Share Savings

Share SavingsClassicPremier
Most Recent Quarter Dividend (adjusted quarterly at the end of the quarter)DividendAPY*DividendAPY*
Fourth Quarter Dividend (Adjusted Quarterly at the end of the quarter) $5.00 to $99,999.99 0.200%0.200%0.250%0.250%
$100,000.00 to $249,999.99 0.250%0.250%0.300%0.300%
$250,000.00 and over.0.350%0.350%0.400%0.401%

 

IRA’s

IRAClassicPremier
Most Recent Quarter Dividend (adjusted quarterly at the end of the quarter)DividendAPY*DividendAPY*
$100.00 to $99,999.99 0.400%0.401%0.600%0.601%
$100,000.00 to $499,999.99 0.500%0.501%1.000%1.005%
$500,000.00 and above 0.500%0.501%2.250%2.269%

 

Certificates

Share Term Certificates and IRA Share Term Certificates

Share Term Certificates and IRA Share Term CertificatesRegularJumboSuper Jumbo
 $500 - $99,999.99$100,000 - $249,999.99$250,000 and over
 DividendAPY*DividendAPY*DividendAPY*
3 Months1.000%1.000%1.050%1.050%1.100%1.100%
8 Months2.000%2.000%2.050%2.050%2.100%2.100%
14 Months2.477%2.500%2.526%2.550%2.575%2.600%
26 Months2.722%2.750%
2.722%2.750%
2.722%2.750%
38 Months2.967%3.000%2.967%3.000%2.967%3.000%
50 Months2.967%3.000%2.967%
3.000%2.967%
3.000%
62 Months3.016%3.050%3.016%3.050%3.016%3.050%
74 Months3.016%3.050%3.016%3.050%3.016%3.050%
86 Months3.016%3.050%3.016%3.050%3.016%3.050%
98 Months3.016%3.050%3.016%3.050%3.016%3.050%

 

Money Market Accounts

Money MarketClassic Premier
 DividendAPY*DividendAPY*
$2,500.00 to $99,999.99 0.400%0.401%0.600%0.602%
$100,000.00 to $499,999.99 0.500%0.501%1.000%1.005%
$500,000.00 and over 0.500%0.501%2.250%2.273%

 

Share Draft

Share DraftDividendAPY*
$0 - $2,499.990.000%0.000%
$2,500 and over0.250%0.250%

 

Vacation & Christmas Club

Vacation & Christmas ClubDividendAPY*
$0 and over.500%.500%

Contact a member service representative for further information about applicable fees and terms.

For variable rate accounts, the rate may change after the account is opened.
For Share Certificates and IRA Share Certificates, a penalty will be imposed for early withdrawal.
A.P.Y. is Annual Percentage Yield and is subject to change.

Routing Number: 231385701

NMLS# 729629

 

 

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Your Delaware County Credit Union

501 Industrial Highway Ridley Park, PA 19078    |     1810 Wilmington Pike, Ste 15 Glen Mills, PA 19342

 

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