First Mortgage Loans

BHCU partners with State Financial Network (NMLS# 1020019) to bring our members the very best in mortgage rates and services. Whether buying a new home or refinancing your existing mortgage, we have excellent options for you, including first time buyer and purchase programs!


  • NEW 5/5 ARM – get the lower rate advantage of an adjustable rate mortgage but with a fixed interest rate for 5 years at a time.
  • Low fixed rate and adjustable rate loans.
  • First time home buyer program with as little as 3% down payment.
  • Special purchase programs including vacation homes.
  • Make payments directly from your BHCU account.
  • Be sure to ask about our loans for investment properties.

BHCU offers great mortgage products, rates and low fees.  All with responsive, helpful service from the credit union you already know and trust.

NMLS #729629