Business Checking and Business Savings

Business Share (Savings)


When you open a savings account with BHCU not only do you get a competitive interest rate, you also get a share in the business. That’s why we call savings accounts “Share Accounts.” Access your money whenever you’d like online, by phone, at an ATM, or in-person.

  • No minimum balance requirement
  • No fees
  • Fee-free ATM/Debit Card
  • Choose from individual account, joint account, or in-trust account

Classic Business Checking


Simple, convenient, low cost, high value. Everything your business needs in a checking account!

  • No monthly fee
  • No minimum balance requirement
  • Free Visa debit card
  • Free Online & Mobile banking with Bill Pay
  • Available overdraft protection
  • Remote Deposit Capture
  • Convenient electronic statements
  • First 100 transactions free (101 and up = $.25 per transaction) *waived for non-profit organizations
  • Non-interest bearing

To report a lost or stolen Debit Card 1-800-654-7728

Premier Business Checking


All the same features as our Classic Business Checking account with additional benefits.

  • Access to Premier Money Market rates
  • Available overdraft protection – 1x FREE per month
  • Remote Deposit Capture – w/ option for free check scanner*
    • *requires 24-month commitment to program. Program cost monthly is $39.
  • First 200 transactions free (201 and up = $.25 per transaction) *waived for non-profit organizations
  • First box of basic checks is Free or $50 credit towards checks of choice
  • $12 monthly fee
  • Earns dividends

To report a lost or stolen Debit Card 1-800-654-7728

 

Dividend APY¹
0.200% 0.200%
¹APY is Annual Percentage Yield effective March 17, 2020 and is subject to change. Fees may reduce earnings. Federally Insured by NCUA

Business Money Market


Make your savings grow faster with a BHCU Business Money Market Account. Enjoy a high dividend rate while maintaining the flexibility to access your money whenever you need it, either online, in person or by mail.

  • No monthly fee
  • A minimum balance of $2,500 to earn dividends
  • Dividends are compounded daily and posted monthly. Dividends will not be paid for days when an account balance falls below the minimum balance of $2,500
  • Upgrade to a Premier Business Checking account and access Premier Business Money Market rates
Tiers Classic Business Money Market Premier Business Money Market (must have Premier Business Checking)
  Dividend APY¹ Dividend APY¹
$2,500 – $24,999.99 0.150% 0.150% 0.200% 0.200%
$25,000 – $49,999.99 0.150% 0.150% 0.300% 0.300%
$50,000 – $99,999.99 0.150% 0.150% 0.399% 0.400%
$100,000 – $249,999.99 0.300% 0.300% 0.549% 0.550%
$250,000 – $499,999.99 0.300% 0.300% 0.598% 0.600%
$500,000 + 0.300% 0.300% 0.648% 0.650%
¹APY is Annual Percentage Yield effective October 1, 2021 and is subject to change. Fees may reduce earnings. Federally Insured by NCUA

Contact us today to learn more about opening a Business Saving or Checking account.