|iSAVE Money Market||Balance Required to Earn Dividend||Dividend||APY²|
|iSAVE Money Market¹ with active iSAVE Checking²||$2,500 - $500,000||1.243||1.250%|
BHCU’s Money Market Account is the right choice for your savings goals!
Located in Delaware County, PA since 1952, BHCU prides itself on delivering outstanding, personal service to our members. Residents of Delaware County and the surrounding areas have trusted BHCU for nearly seventy years. We’ve designed our money market accounts in a way that will yield profits for our members and encourage savings. A key principle of our money market accounts is simplicity. A low minimum balance of $2,500 is required to earn dividends, there are no fees and unlimited deposits can be made. BHCU has locations in Glen Mills and Ridley Park, PA. While we are local, many of your financial needs can be taken care of from the palm of your hand. We allow 24/7 account access as well as free online/mobile banking. You can even deposit a check with Remote Deposit Capture on our app!
We make it easy!
A money market account is different from a regular passbook savings account in that they offer higher interest rates and include check-writing privileges. BHCU provides one of the highest yielding money market accounts in the industry with the flexibility to access your money whenever you need it, either online, in person, or by mail. Every decision we make has a direct impact on you and we are focused on delivering a top-notch member experience. Your dividends will be posted monthly so you know exactly how your account is doing.
Your Money is Safe With Us!
Our money market accounts are federally insured by the NCUA and protected with excess share insurance. What this means is that if you eclipse the $250,000 maximum insured by the NCUA; you then have an additional $250,000 of coverage. ($500,000 of protection!) Our goal is to provide every member with the tools they need to achieve financial independence and the peace of mind needed to trust us with your hard-earned money.
Our Money Market Accounts are Second to None!
A common misconception is that there is only one correct way to save money. This couldn’t be further from the truth. Members are saving money in a variety of ways, but no method is being talked about more than BHCU’s money market accounts. Money market savings accounts may seem daunting to people who have never been involved in such a thing. It is natural to be a little overwhelmed at first, but at BHCU our members receive personal service from our experts. We are here to guide you through the process and answer any questions that you may have. We will take our time and find the right situation for you! Our high yield money market accounts are the perfect way to give yourself a boost financially.
- Active iSAVE Free Checking account = one ACH, one Bill Pay, or one debit card transaction monthly
- New money only (not currently on deposit at BHCU)
- One account per member
- Maximum balance is $500,000 (excess will transfer to iSAVE Free Checking account
- $10 fee for internal account transfers into the iSAVE Money Market (new money only)
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¹iSAVE Money Market must be opened with new money not currently on deposit at BHCU. Individual Retirement Accounts are not eligible. Limit of one iSAVE Money Market account per member. To obtain dividend and APY you must have an active iSAVE checking. A base dividend of 0.499%, 0.500% APY, will be applied if you do not have an active iSAVE checking. ²To be considered an active iSAVE checking you must at complete at least one qualifying transaction in the month. A qualifying transaction is an ACH into your iSAVE checking, make a payment using bill pay from your iSAVE checking, or make a debit card purchase from your iSAVE checking. Federally Insured by NCUA.