Financial Planning

With a little planning and some assistance from BHCU, you can strike a balance between enjoying life today and preparing for all your tomorrows. Let BHCU help you plan and enjoy your retirement, look for tax savings, or assist with small business planning by utilizing the services below.

Retirement Planning

Your retirement is far too important to get wrong. You work hard all of your life, so make your work count. You spend many hours planning your day-to-day obligations – spend some time planning for your retirement! You can’t rely on Social Security alone to fund a comfortable retirement. It’s up to you to plan. The time to design your financial strategy is now. The sooner you get your retirement financial strategy in place, the more time your money has to potentially grow and to work for you. Take control of your retirement-so as not to outlive your retirement savings!!

Business Planning

As a business owner, spending time thinking about payroll, health insurance, human resources, workers’ compensation, and retirement plans can be a huge burden. Feel confident knowing that BHCU can handle all your business solutions under one roof while you spend time growing your business.

401(k) Options

If you changed jobs recently, and left behind a 401(k) – or other qualified savings plan – you could be neglecting one of your most important assets! Our advisors can assist you with decisions regarding which options you have, including the tax consequences of lump-sum distributions, the tax advantages of a 401(k) rollover if you should leave the money in your former employer’s plan, if permitted: or transfer those funds into your current employer’s plan, and how to avoid common 401(k) mistakes.

Meet Our Advisor

Bob Protesto, CFP®, CRPC®


A Delaware County native, Bob Protesto is a fully licensed Certified Financial Planner™ professional and comes to BHCU with over 10 years of experience in helping individuals and business owners achieve financial success. We encourage you to sit down and talk with Bob to see how he can help you plan for financial success.

For a FREE Consultation and Financial Plan, contact Bob today:

[email protected]

Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA) an SEC Registered Investment Advisor.  Security products purchased or sold are: (i) not insured by the National Credit Union Share Insurance Fund; (ii) not deposits or other obligations of the credit union and are not guaranteed by the credit union; and (iii) subject to investment risk; including possible loss of the principal invested.  BHCU, APFS, APA, and Haddon Planning Group are all separate entities.

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