BHCU (Best Home Credit Union) is a beacon of financial empowerment. We are committed to improving the lives of residents with our suite of personalized loans and credits. As your local credit union, BHCU provides Bala Cynwyd residents with financial solutions that are customized to their individual needs. BHCU offers a diverse range of loans and credits, from personal loans to mortgage loans, unlocking opportunities for financial success.

BHCU: Your Local Partner for Personal Loans

At BHCU, we know that life is filled with unexpected financial burdens, and we are committed to supporting you every step of the way with a variety of personal loans. 

Personal Loans

These include loan amounts up to $35,000 for various purposes, from home improvements to debt consolidation.

• Easy transfer of high-interest debt, ensuring financial efficiency.
• Low, fixed interest rates for predictable monthly payments.
• Flexible repayment terms, aligning with your budget and financial goals.
• No application or origination fees, and no pre-payment penalties.

Applying for a BHCU Personal Loan is a streamlined process, whether you’re planning a home project or addressing unexpected expenses. 

BHCU Personal Line of Credit

Credit lines up to $35,000 offer ongoing financial flexibility.

• Low fixed monthly payments for added convenience.
• Access to your line of credit through Online Banking, ATMs, checks, or in-branch visits.
• We don’t require collateral for qualifying loans and, once approved, there is no need for reapplication while in good standing.

BHCU Share Secured Loan

Secure and straightforward, the BHCU Share Secured Loan allows you to leverage your savings while meeting your financial needs.

• Guaranteed approval, as your savings account serves as collateral.
• An interest rate of just 2.50% over the secured account’s current dividend rate.
• Access to your funds as you pay back the loan.

Unlocking Homeownership with a BHCU Mortgage Loan

For those dreaming of homeownership in Bala Cynwyd, BHCU’s mortgage loan options open the door to a world of possibilities.

First-Time Homebuyer Program

BHCU supports first-time homebuyers with programs that require as little as a 3% down payment.

Special Purchase Programs

Explore specialized programs, including options for vacation homes or investment properties.

Direct Payments from BHCU Accounts

Streamlined payment options allow you to make mortgage payments directly from your BHCU account.

Applying for a mortgage loan with BHCU is a hassle-free experience. Whether you’re a first-time homebuyer or you’re looking to refinance, our experienced team will guide you through the entire process. BHCU makes sure your journey to homeownership is both achievable and enjoyable.

Why Choose BHCU for Loans and Credits in Bala Cynwyd?

Competitive Rates

BHCU offers some of the most competitive rates in the region, so your loans are as cost-effective as possible.

Local and Trusted

With a legacy of nearly 70 years, BHCU is deeply rooted in the community and dedicated to serving Bala Cynwyd residents.

Comprehensive Financial Solutions

BHCU goes beyond loans, offering a comprehensive suite of financial services, from mortgages to credit cards and savings accounts.

Responsive, Helpful Service

BHCU prides itself on providing responsive, helpful service, ensuring your financial needs are met with care and efficiency.

Applying for a Mortgage Loan is a Click Away

Transform your financial future with BHCU’s selection of loan and credit options. Whether you’re dreaming of homeownership or seeking a personal loan to help you manage life, BHCU is your local partner for financial success.

BHCU is ready to help guide you as you apply for a mortgage loan. Visit our website or stop by our branch, and let’s embark on a journey to financial empowerment together. At BHCU, we’re more than a credit union; we’re your neighbor and we’re committed to helping you reach your goals.