General Fees
| Copy of Official Check: | $2.00 |
| Stop Payment in a Official Check: | $10.00 |
| Deposited item returned (per item) | $25.00 |
| Account history: | $4.00 per statement |
| Visa Gift Card: | $1.50 |
| Certified Check: | Free |
| Large cash redemptions/withdrawals: | Free** |
Checking Accounts
| Stop payment: | $10.00 |
| Monthly Service Fee: | $2.00 |
| Returned check: | $25.00 |
| Copy of cleared check: | $1.50 |
| Check orders | First box of checks: Free Additional check orders: Cost |
| Overdraft Service fees | (ATM, Sharedraft, ACH, Debit Card, Bill Pay): $25.00 Courtesy pay*: $4.00 |
On-Line Bill Payer
Stop Payment: ~$10.00
| Bill payer inactivity fee: | $5.00 per month after third (3rd) |
Other Fees
| ACH stop payment: | $10.00 |
| Dormant account fee: | $10.00 |
| Wire transfer fees: | Incoming: $3.50 Outgoing: $20.00 International: $35.00 |
| Writ of execution: | $75.00 |
| Escheat fee: | $75.00 |
| Tax levy: | $75.00 |
| Other IRS action: | $75.00 |
| Replace ATM/Debit card | Free first occurrence $5.00 thereafter |
| Account reconciliation: | $25.00 |
| Early account closure: | $10.00 new account closed within 90 days |
| Money Order: | $2.00 |
| Overnight Mail | Cost |
| Loan Late Fee | 16 days or more: 5% of Principal & lnterest due on any installment |
| IRA fees: | Closure: $ 25.00 Transfer: $ 25.00 |
*Courtesy Pay Disclosure – BHCU will have the discretion to pay overdrafts (ACH, Check or Automatic Bill Payments), subject to the limit of your Courtesy Pay privilege. In order to have Courtesy Pay privilege provided to your Debit Card/POS transactions BHCU is required to have an Opt In request on record. Participating members Courtesy Pay limit is $800, including fees at any given time. Credit Union fee to honor each overdraft item is $25.00. Once an account remains in an overdraft status for more than 7 consecutive days, a $4.00 penalty fee is assessed each day until the account is brought current. Once an account is overdrawn for 14 consecutive days, the Courtesy Pay privilege is rescinded. Once an account has reached 60 consecutive days overdrawn, the account will be charged off. The total of the discretionary Courtesy Pay privilege (negative) balance is due and payable upon demand. While BHCU will have the discretion to pay overdrafts on an account, any such payment is a discretionary courtesy, and not a right of the member or an obligation of BHCU and BHCU in its sole and absolute discretion, can cease paying overdrafts at any time without prior notice of reason or cause.
**Cash withdrawals in excess of $10k require 48 hours’ notice
