5.01% APY¹ | 12-MONTH CD
5.51% APY² | 12-MONTH CD
iSAVE MONEY MARKET RATE SPECIAL | 4.25% APY³ for 12 Months
PERSONAL LOAN RATE SPECIAL | 5.99% APR⁴ up to 36 Months
iSAVE CREDIT CARD 6-MONTH RATE SPECIAL | 4.99% APR⁵ on Balance Transfers and Retail Purchases
$400 Visa Balance Transfer Bonus*
¹APY is Annual Percentage Yield. Certificate must be funded with new money only (money currently on deposit at BHCU will be considered eligible if the balance to be transferred is increased by 20% new money). The maximum amount for the special rate is $50,000. Offer is limited to (1) certificate per member. Penalties apply for early withdrawal. Fees may reduce earnings. Promotion is subject to cancellation at any time. Contact an employee for further information about applicable fees and terms.
²APY is Annual Percentage Yield. Certificate must be funded with new money only (money currently on deposit at BHCU will be considered eligible if the balance to be transferred is increased by 20% new money) and requires an active iSAVE Savings account. An active iSAVE Savings account is funded with new money only (not currently on deposit at BHCU), has a monthly automatic deposit (ACH), and is enrolled in online banking and E-statements. The maximum amount for the special rate is $50,000. Offer is limited to (1) certificate per member. Penalties apply for early withdrawal. Fees may reduce earnings. Promotion is subject to cancellation at any time. Contact an employee for further information about applicable fees and terms.
³APY is Annual Percentage Yield for new accounts opened from 7/3/2023 -7/31/2023 and is subject to change after the introductory period. Fees may reduce earnings. Account must be opened and funded with new money only (Money currently on deposit at BHCU will be considered eligible if the balance to be transferred is increased by 20%) and requires a balance of $2,500 to earn dividends. Advertised rate requires an active iSAVE Checking account (active = one ACH deposit, one BHCU bill pay, or one debit card purchase monthly). A base rate of .50% APY (accurate as of the last dividend declaration date) will be applied to all iSAVE Money Market accounts with an inactive iSAVE Checking account. Individual Retirement Accounts (IRA’s) are not eligible. Maximum balance is $500,000 (excess will transfer to iSAVE Checking account). Promotional introductory rate and terms are subject to change or cancellation at any time.
⁴APR is Annual Percentage Rate. To qualify for the special rate, members must meet a minimum credit score of 650 and assumes automatic payments. The maximum amount to borrow is $15,000 ($1,000 at 5.99% APR = 36 monthly payments of $30.42). Not all borrowers will qualify for the maximum amount and excludes refinancing existing BHCU loans. Longer terms are available at slightly higher rates. Contact BHCU for details. Promotional rate and terms are subject to change or cancellation at any time.
⁵All new iSAVE credit card accounts opened between 07/03/2023 and 09/03/2023 will have a 4.99% introductory APR for 6 months from the date of account opening. Thereafter, APR will be a variable rate of Prime + 4.49%. Existing iSAVE credit card holders will have a 4.99% promotional APR for 6 months from the start of the Financial Independence promotion 07/03/2023 until 01/03/2024. Thereafter, APR will be a variable rate of Prime + 4.49%.
*Earn a 4% cash bonus (up to $400) on any new balance transfer(s) posted to a BHCU Classic, Platinum, or iSAVE credit card. Visa balance transfer bonus will be posted to member’s Regular Share Savings account up to 45 days after balance is posted and will be reported as income on 1099-INT. Existing BHCU credit card balances are excluded. Promotion is subject to change or cancellation at any time.
