Share Term Certificates

Concerned about the constant fluctuations of the stock market? Certificates of Deposit (CDs), what we also call Share Term Certificates, provide great short- or long-term investment options that are secured up to $500,000 and earn competitive rates.


Open An Account Today!

Not yet a member?

Apply here

Share Term Certificates and IRA Share Term CertificatesRegularJumboSuper Jumbo
 $500 - $99,999.99$100,000 - $249,999.99$250,000 and over
 DividendAPY¹DividendAPY¹DividendAPY¹
3 Months0.250%0.250%0.300%0.300%0.350%0.350%
8 Months0.350%0.350%0.400%0.400%0.450%0.450%
14 Months0.549%0.550%0.599%0.600%0.648%0.650%
26 Months0.648%0.650%0.648%0.650%
0.648%0.650%
38 Months0.748%0.750%0.748%0.750%0.748%0.750%
50 Months0.847%0.850%0.847%0.850%
0.847%0.850%
62 Months0.947%0.950%0.947%0.950%
0.947%0.950%
74 Months0.996%1.000%0.996%1.000%0.996%1.000%
86 Months0.996%1.000%0.996%1.000%
0.996%1.000%
98 Months0.996%1.000%0.996%1.000%0.996%1.000%

Contact a member service representative for further information about applicable fees and terms. For Share Certificates and IRA Share Certificates, a penalty will be imposed for early withdrawal. A.P.Y. is Annual Percentage Yield effective June 1, 2020 and is subject to change.