Share Term Certificates

Concerned about the constant fluctuations of the stock market? Certificates of Deposit (CDs), what we also call Share Term Certificates, provide great short- or long-term investment options that are secured up to $500,000 and earn competitive rates.


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Share Term Certificates and IRA Share Term CertificatesRegularJumboSuper Jumbo
 $500 - $99,999.99$100,000 - $249,999.99$250,000 and over
 DividendAPY¹DividendAPY¹DividendAPY¹
3 Months0.850%0.850%0.900%0.900%0.950%0.950%
8 Months1.200%1.200%1.250%1.250%1.300%1.300%
14 Months1.294%1.300%1.343%1.350%1.393%1.400%
26 Months1.343%1.350%1.343%1.350%
1.343%1.350%
38 Months1.343%1.350%1.343%1.350%1.343%1.350%
50 Months1.393%1.400%1.393%1.400%
1.393%1.400%
62 Months1.393%1.400%1.393%1.400%
1.393%1.400%
74 Months1.442%1.450%1.442%1.450%1.442%1.450%
86 Months1.739%1.750%1.739%1.750%
1.739%1.750%
98 Months1.739%1.750%1.739%1.750%1.739%1.750%

Contact a member service representative for further information about applicable fees and terms. For Share Certificates and IRA Share Certificates, a penalty will be imposed for early withdrawal. A.P.Y. is Annual Percentage Yield effective August 21, 2019 and is subject to change.

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