Navigating the whole mortgage process can be intimidating, even from the moment you begin thinking about it. It comes with a lot of expenses, emotions, and doubts. However, applying for a mortgage loan does not have to be so difficult when you work with the right credit union. If you live in Springfield or the surrounding area, then BHCU is your go-to credit union for the best mortgage rates and services. Let’s take a closer look at the options BHCU offers that can help you successfully apply for a mortgage loan and reach your financial goals.

Mortgage Loans With BHCU

At BHCU, we understand that not everyone has the same needs when it comes to applying for a mortgage loan. There are many reasons why one may apply for a mortgage loan, such as buying a new home or refinancing an existing mortgage. That is why we offer flexible options for our members and even include first-time home buyers and purchase programs. Thanks to our partnership with State Financial Network (NMLS# 1020019), we are able to offer you mortgage loans and products at a lower fixed rate. Our benefits and options for mortgage loans include, but are not limited to:

  • NEW 5/5 ARM – get the lower rate advantage of an adjustable-rate mortgage but with a fixed interest rate for 5 years at a time.
  • Best mortgage rates: Low fixed-rate and adjustable-rate loans.
  • First-time homebuyer program with as little as a 3 percent down payment.
  • Special purchase programs, including vacation homes.
  • Make payments directly from your BHCU personal banking account.

Be sure to ask us about our loans for investment properties, as well!

Why Apply With BHCU?

Not only are you able to enjoy the benefits that come with a mortgage loan from BHCU, but you are also able to take advantage of our expert service. Unlike large, corporate banks, BHCU is a not-for-profit organization. This means that we offer personal and helpful advice that will benefit you and only you. In addition, any profit we make is returned to our members. Since we established ourselves as a credit union, we have given $1,819,232 back to our members as a way of saying thank you. As members of the community ourselves, our main goal is to improve the standard of living for members of Delaware County and help us achieve all of our financial goals. This is all accomplished through our unmatched mortgage loans and other services. 

Apply for a Mortgage Loan With BHCU Today!

At BHCU, we want to make applying for a mortgage loan as easy as possible for you. You can count on the best mortgage lenders in Delaware County to make that happen. Are you ready to start the mortgage process? Contact us today to apply or to learn more about our wide range of options and current rates. We look forward to helping you reach your financial goals and obtain a mortgage loan, whether it’s your first or last!

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